Southern Cross Life & Living Insurance
Applications submitted from 20 November 2025 onwards
Southern Cross Life & Living Insurance can provide you with the following cover (subject to policy terms and conditions):
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Life Cover Benefit up to $1.5 million Payment of the full Life Cover amount if you pass away.
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Terminal Illness Benefit An early payment of the full Life Cover amount if you’re diagnosed with an illness or injury with a life expectancy of less than 12 months.
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Bereavement Support Benefit An early payment on death of up to $25,000 of the Life Cover amount to help cover immediate costs, such as funeral expenses.
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Financial and Legal Advice Benefit Reimbursement of up to $2,500 towards costs for financial planning or legal advice about using money received from a claim
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Life Events Benefit Ability to increase your Life Cover amount when you experience certain life events, such as having a baby, without the need for a health assessment.
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Policy Enhancement Benefit If we make enhancements to the Southern Cross Life & Living Insurance product, these enhancements may be automatically applied to your policy.
Southern Cross Life & Living Insurance policy documentSouthern Cross Life Insurance
Applications submitted on or prior to 19 November 2025. This product is no longer on sale.
If you have any questions about your Southern Cross Life Insurance policy, please contact the Southern Cross Life Insurance team on 0800 000 200 Monday to Friday between 8am – 6pm or email [email protected].