Legal disclosure

Southern Cross Life Insurance and Southern Cross Life & Living Insurance policies are promoted and marketed by Southern Cross Insurance Services Limited (Southern Cross) and are underwritten and administered by Chubb Life Insurance New Zealand Limited (Chubb Life), who is responsible for all claims and other matters relating to your policy.

Southern Cross (and its related companies) do not guarantee the obligations of Chubb Life, so if Chubb Life refuses your claim, Southern Cross will not be liable. Southern Cross will receive a commission on any policies sold.

Any insurance cover is subject to approval by Chubb Life of a completed application and terms, conditions and exclusions do apply. Full details of cover and a copy of our current policy document is available on the Products page or by calling 0800 000 200.

The information regarding Southern Cross Life & Living Insurance on www.southerncrosslife.co.nz is provided for general information purposes only and does not constitute financial advice. The product information on this website and the ”Calculate your cover” tool are intended to provide you with information to help you with your insurance choices. Advice tailored to your circumstances is not available through this website or the “Calculate your cover” tool but is available from Chubb Life on request. If you would like to receive financial advice personalised to your circumstances and needs, please contact the Southern Cross Life Insurance team on 0800 000 200 to be referred to a Chubb Life insurance adviser.

The “Calculate your cover” tool and the quote and application pages on this website are hosted and provided by Chubb Life and are subject to Chubb Life’s Website Terms of use and privacy statement, in addition to the Southern Cross Life Insurance Website Terms of use and the Southern Cross Life Insurance privacy statement.