Life. Covered.

Protect the lifestyle and future of your family and those you love with Southern Cross Life Insurance.

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Why Southern Cross Life Insurance?

  • Southern Cross is a trusted name that has been serving New Zealanders for over 50 years
  • Premiums start from as little as $13 a month*
  • Southern Cross Life Insurance offers cover up to $1 million
  • Accidental Death Cover offered at the time of application
  • An early pay out for terminal illness
  • Special discount for Southern Cross Health Society members
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Apply for life insurance in just three easy steps

  1. Select the cover that suits you
  2. Select what you want to pay
  3. Complete and submit your application
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  • Calculate your cover

    Find out how much cover you might need to protect the financial future of your family.

    > Calculate now
  • You can increase your cover by up to 25% for life events such as marriage, a baby or a mortgage. Plus there’s an Advanced Funeral Benefit of up to $15,000.

    > Find out more
  • Special offers for Southern Cross members

    As a Southern Cross Health Society member you could receive

    • 10% off your Southern Cross Life Insurance premium**
    • An extra 10% healthy living discount off your premium, if you qualify

© Southern Cross Life Insurance

* Minimum premium calculated on minimum base premium of $15 per month less 10% Southern Cross member discount and 10% healthy living discount.

** The 10% member discount on your Southern Cross Life Insurance premium applies for the duration of your life insurance policy and only while you’re a Southern Cross Health Society member.

Cigna underwriting criteria, terms, conditions, exclusions and limits apply. For full details of the policy terms and conditions, the policy wording may be downloaded here or call us on 0800 000 200 for a printed copy. Southern Cross Life Insurance is provided and underwritten by Cigna Life Insurance New Zealand Limited (‘Cigna’).