FAQs and quick answers

Is there a discount for Southern Cross Health Society members?

Yes, if you’re a Southern Cross Health Society member you will receive a 10% discount on your Southern Cross Life & Living Insurance premium (excluding the policy fee) for the duration of your policy, while you remain a Southern Cross Health Society member.

You need to confirm you’re a member when you apply for the Life & Living Insurance policy or the policy owner must confirm this if you become a member later by contacting the Southern Cross Life Insurance team. Full discount terms and conditions apply and are subject to change.

The member discount will be noted on your policy schedule or endorsement schedule. If you cannot see reference to the discount being applied, please contact the Southern Cross Life Insurance team on 0800 000 200.

If you applied for a Southern Cross Life Insurance policy on or prior to 19 November 2025, the member discount applies to your Southern Cross Life Insurance premium (except on any fixed rate loadings). See full discount terms and conditions.

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